Does Hitting an Animal Raise Your Insurance?

What is Considered ‘Hitting an Animal’?

Hitting an animal while driving can refer to any type of collision with a living creature. This can include anything from a deer, a dog, or even a bird. Most insurance companies will consider any kind of animal collision as a hit, regardless of the size or type of animal.

What Happens if You Hit an Animal?

If you hit an animal while driving, it is considered an at-fault accident. This means that your insurance company will likely have to pay for the damages to your vehicle, as well as any medical bills associated with the accident. Depending on the severity of the accident, you could be facing a large bill.

Does Hitting an Animal Raise Your Insurance?

Yes, hitting an animal can raise your insurance rates. Insurance companies consider animal collisions to be higher-risk than other types of accidents. This means that you are likely to see an increase in your insurance premiums if you are involved in an animal collision.

What Can You Do to Avoid Hitting an Animal?

The best way to avoid hitting an animal is to be aware of your surroundings while driving. Pay attention to the roads and be aware of any animals that might be nearby. Additionally, drive at a safe speed and stay alert at all times. This will help you to avoid any animal collisions.

Conclusion

Hitting an animal while driving can be a devastating experience. Not only can it cause physical harm to the animal, but it can also lead to a costly bill from your insurance company. To avoid this, it is important to be aware of your surroundings while driving and to always drive at a safe speed. By following these tips, you can help to avoid any animal collisions and keep your insurance rates low.