Insuring Animal Rescue Organizations: A Guide for 2023

What is Animal Rescue Insurance?

Animal rescue insurance is a form of insurance specifically designed to protect animal rescue organizations from financial loss due to legal liability. Animal rescue organizations are at risk of being sued for a variety of reasons, such as negligence, animal neglect or abuse, or property damage. Animal rescue insurance provides coverage for these and other risks associated with animal rescue organizations. It is important to note that animal rescue organizations should always consult with an insurance provider to find the best coverage for their specific needs.

What Does Animal Rescue Insurance Cover?

Animal rescue insurance typically covers a wide range of risks, including legal liability for injury or death of an animal, property damage, and medical expenses related to animal rescue. Animal rescue insurance also covers any legal fees associated with defending a lawsuit, as well as any associated costs of settling a claim. Additionally, animal rescue insurance may also cover other activities related to animal rescue, such as adoption events and fundraising activities.

Who Needs Animal Rescue Insurance?

Any organization that works with animals, such as animal shelters, rescue groups, and wildlife rehabilitation centers, should consider purchasing animal rescue insurance. Animal rescue organizations are particularly vulnerable to lawsuits, as they are often working with animals that have been neglected, abused, or abandoned. Furthermore, animal rescue organizations are typically not-for-profit, meaning they do not have the same financial resources as larger organizations, making them especially vulnerable to financial loss due to lawsuits.

How Much Does Animal Rescue Insurance Cost?

The cost of animal rescue insurance varies depending on the type of coverage and the size of the organization. Generally, animal rescue insurance costs between $500 and $2,000 per year. It is important to note that some insurance providers may offer discounts for animal rescue organizations, so it is important to ask about any potential discounts when obtaining a quote.

Choosing the Right Animal Rescue Insurance

When choosing the right animal rescue insurance, it is important to make sure that the coverage provided is comprehensive and tailored to the specific needs of the organization. Additionally, it is important to make sure that the policy includes coverage for legal fees and other associated costs, as well as coverage for any activities related to animal rescue. Finally, it is also important to consider the cost of the policy, as some policies may be more expensive than others.