Small Animal Insurance: What You Need To Know In 2023

What Is Small Animal Insurance?

Small animal insurance covers your pet for unexpected medical costs, including vet bills and emergency care. It provides an additional level of protection for pets and can help reduce the financial burden that comes with unexpected medical costs. Depending on the policy, small animal insurance may cover vaccinations, surgery, and other medical treatments for your pet. It may also cover medication, hospitalization, and even alternative treatments like acupuncture or hydrotherapy.

What Types Of Pets Does Small Animal Insurance Cover?

Small animal insurance typically covers cats, dogs, and other small household pets. This includes rabbits, hamsters, gerbils, guinea pigs, and other small mammals. Some policies may also cover birds, reptiles, and other exotic pets.

What Does Small Animal Insurance Cover?

The coverage of small animal insurance policies vary, but they generally cover veterinary visits and treatments, including vaccinations, surgery, hospitalization, emergency care, and medication. Some policies may also cover alternative treatments, such as acupuncture or hydrotherapy. Depending on the policy, it may also cover preventive care, such as flea and tick treatments and spaying and neutering.

What Does Small Animal Insurance Not Cover?

Small animal insurance typically does not cover pre-existing conditions, routine exams, or elective procedures, such as teeth cleaning. It also does not cover costs related to breeding or showing your pet. Additionally, some policies may not cover certain breeds of cats or dogs.

What Are The Benefits Of Small Animal Insurance?

Small animal insurance can help reduce the financial burden associated with unexpected medical costs for your pet. It can also help you budget for routine care and preventive treatments, such as vaccinations and flea and tick treatments. Additionally, some policies offer coverage for alternative treatments, such as acupuncture or hydrotherapy.