Does Auto Insurance Cover Animal Damage?

Does Auto Insurance Cover Animal Damage?
Does Car Insurance Cover Animal Damage? from www.thebalancemoney.com

Does Auto Insurance Cover Animal Damage?

Understanding Car Insurance and Animal Damage

When it comes to auto insurance, there are a lot of different things that you need to consider. One of these things is animal damage. Many people don’t think about it, but it can be a very costly repair if your car is damaged by an animal. That is why it is important to make sure you have the right coverage in place to protect you from this kind of damage.

How Does Car Insurance Cover Animal Damage?

If you have comprehensive coverage on your car insurance policy, then your insurance should cover any damage that is caused by an animal. Comprehensive coverage is an additional type of coverage that covers damages that are not caused by an accident. This includes things like theft, vandalism, and damage caused by an animal. So, if an animal were to damage your car, then your insurance should cover the cost of the repairs.

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What Types of Animals Does Insurance Cover?

Most auto insurance policies will cover damage caused by any type of wild animal. This includes things like deer, coyotes, racoons, and even birds. It is important to note, however, that most policies will not cover damage that is caused by a pet. So, if your pet were to damage your car, then you would likely have to pay for the repairs out of pocket.

What If My Car is Damaged by an Animal But I Don’t Have Comprehensive Coverage?

If you don’t have comprehensive coverage, then your insurance policy won’t cover any damage that is caused by an animal. You will have to pay for the repairs out of pocket. This is why it is so important to make sure you have the right coverage in place before something like this happens. That way, you won’t have to worry about being stuck with a hefty repair bill.

Conclusion

Auto insurance can cover animal damage, but only if you have comprehensive coverage. Without that coverage, you will have to pay for any repairs out of pocket. So, it is important to make sure you have the right coverage in place to protect you from this kind of damage. That way, you won’t have to worry about being stuck with a hefty repair bill.

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